About Us


Timothy (Tim) J. O'Brien, CLU

+1 770.955.5630 / tim@plusgroupga.com

With over 41 years of professional experience, Tim excels in executive planning for highly compensated individuals – specializing in the implementation and continuation of excess plans while maintaining relationships with top Individual Disability Insurance (IDI) producers and carriers; ensuring a choice of solutions for individual and business clients.

In June 1998 – after 17 years with The Principal Financial Group as brokerage manager in both their Memphis, TN and Atlanta, GA offices – Tim formed T. J. O’Brien & Associates, Inc. and became a member firm of The Plus Group, Inc.® – America’s Premier Disability Insurance Marketing Organization. During his tenure with Principal, he built one of their most profitable brokerage units – qualifying for the Management Achievement Round Table eight consecutive years; three times as a member of Principal’s Inner Circle. In 1998, Tim changed his relationship with Principal by becoming a brokerage general agent and opening his own full service, independent brokerage general agency specializing in the sale of executive benefits, income protection, business overhead expense, buy-sell coverages, key person needs, retirement security and business loan protection – with a focus on small to medium-sized businesses and their owners/highly compensated executives. On a daily basis, he is responsible for education/training, case design, overseeing insurance products, conducting sales calls with producers, updating product information/current status of pending business, advising producers and running a business.

Early in his career, Tim developed an interest in the sales and product development aspects of the insurance business. A Chartered Life Underwriter (CLU), he is a licensed life, health and annuity agent and a member of the Society of Financial Service Professionals (SFSP), the National Association of Insurance and Financial Advisors (NAIFA), the International Disability Income Society (IDIS) and currently serves as President of The Plus Group, Inc.® He attributes his success to a disciplined work ethic, extensive training and experience.


Brett O'Brien, DIA

+1 770.955.5630 / brett@plusgroupga.com

Brett joined T. J. O’Brien & Associates, Inc. in June, 2011 after managing a bar & restaurant for the prior year. He graduated from Clemson University in the fall of 2009 with his B.S. degree in Architecture and obtained his Life, Accident & Sickness insurance license in the spring of 2011. Since joining his father’s firm, Brett has thrown himself completely into his chosen career, spending countless hours in training both locally as well as in various home offices – establishing himself as an expert resource for all things involving income protection (Individual DI, Overhead Expense, DI Buy Out, Key Person DI, Retirement Security, Business Loan Protection, etc.) and Long Term Care. Additionally, Brett completed the testing requirements to obtain his Disability Income Associate (DIA) designation through the National Association of Health Underwriters (NAHU). Repeatedly named a Top Advisor under 40 by the Atlanta Association of Insurance and Financial Advisors (NAIFA), Brett’s responsibilities include growing traditional brokerage relationships as well as providing a resource as a broker’s broker across the United States.

Quality Service and Total Support

We’re known for the quality of our service. The T.J. O’Brien & Associates, Inc. brokerage team is comprised of sales professionals with more than 100 years of disability insurance experience.

Total Support

This means you’ll get the absolute best in sales support, including same-day illustrations, products information and the current status of pending business.

We Make You Look Good

We offer the best in Non-Can and Guaranteed Renewable disability-income protection. T.J. O’Brien & Associates, Inc. maintains relationships with most of the top Disability Insurance Carriers, so you will always have a choice of solutions for your individual and business clients. Be it White Collar, Blue Collar, Doctor or Contractor, we have access to products designed specifically for that individual or company.

Offering Complete Support

We shop every case before we send you a proposal so that you are competitive in every situation. Our experienced field and home office underwriting teams have a “whatever it takes” approach to issuing cases quickly. Our time frame for the complete underwriting process is the envy of the industry.

What We Do Best

T.J. O’Brien & Associates, Inc. provides training, marketing support and administrative backroom services for Disability Insurance Products to Agents, Brokers, Financial Planners and Marketing Partners. Our commitment is to provide superior service in every product, service and program we offer.